AceCashExpress Review


Price: $1,000 Max Loan, Approval in Minutes

AceCashExpress is a very large company with many customer support lines and physical stores throughout the U.S. that also deal with online payday loans.

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AceCashExpress has been in business since 1968, and is one of the most trusted financial institutions in the US. Its services include in providing loans like payday loans, prepaid debit cards, title loans,  and other financial services like money orders, gold buying, bill payments, and tax refund checks. It is recognized today as one of the best payday loan sites in the US. It has proven itself able to survive, and is among the most trusted payday loan sites. It is available in 36 states.


Instant approval. Instant approval as soon as you finish you online application. Once you are approved, an Ace representative will call you to confirm your payday loan.

Bad credit approval. There are no worries even if you have a poor credit rating history. Some other payday loan sites have strict rules on approval, and they do not allow people to loan when they have bad credit. That is not the case with AceCashExpress.

Decades of trust. AceCashExpress has 4 decades of experience and expertise when it comes to financial services and loans. This one of those trustworthy, secure sites that you don’t have to have second thoughts about.

Thousands of locations. There are over 1,700 AceCashExpress locations spread over 36 states. This helps enhance their customer service, because the nearest store location may be just a drive away.

No faxing required. Not a lot of people have quick access to fax machines. AceCashExpress allows you to make payday loans conveniently online.

Secure application. AceCashExpress provides some of the safest and easiest ways to acquire a payday loan. All you need to think about is your application. Apply, and you are done.

Quick money. Like other top alternatives, AceCashExpress allows you to enjoy cash in hand on the same day, or deposit overnight. They are an expert at delivering timely loans straight to your bank account.


AceCashExpress has one of the lowest rates and APR when it comes to payday loans. However, there are some things that limit the capacity of the company to lend money.

Limited cash advance. There are some states that are allowed only $255 or lower in the maximum loans they can take out. If you live in the state of Hawaii, the maximum loan you can take out is only $500, as opposed to the $1000 loan posted on their site.


While the company is able to deliver fast cash and quick payday loans with relatively lower APR and rates, the downside to this company is the very limited amount you can take out. You  might be expecting to borrow as much as $1,000, but the amount you can borrow varies depending on which state you live in. Most competitors allow customers to borrow as much as $1000 often regardless of state,  but that is not among the strongest points of AceCashExpress. However, you can expect fast cash, and that is the strongest suit of this financial institution. Fast cash and low loans are what helped this company survive for 40 years.

Conclusion Rating
Cost of Loan
4 stars
States Covered
4 stars
5 stars

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